That is the worse advice I have ever heard. To the original poster- Nobody will care more about your own money, than you. Take responsibility for your wealth and enjoy it. Getting ahead and staying ahead involves responsibility and confidence in yourself. You will learn from mistakes and will be better for it. Personal finances and money management are important skills that are always overlooked. Based on your initial question, you already seem to have the right attitude. You will see fears of hyperinflation and fears of massive deflation in credit. There are some good economic blogs out there such as Mish's (http://globaleconomicanalysis.blogspot.com). Read a few highly rated books from Amazon. Personally, if I had $2m I would buy land, physical gold, and hold on to my currency in various banks (and physically). Remember, $2m in the bank means that your bank probably is loaning out $1.8m of it (fractional reserve banking).